An Introduction to the Types of Car Insurance
When you make the decision to purchase a car, there are a few other things that you are going to have to buy, as well — the most important of them being car insurance. Not only is it illegal to drive a vehicle without insurance, but it is also extremely dangerous.
Insurance protects you, your passengers, and other drivers on the road. But, when you go to purchase insurance coverage for your vehicle, you will find that there are a lot of different types available. What are the different types? Here’s an introduction to the most common and beneficial types of car insurance:
This is the type of insurance that you must purchase. It ensures that you are covered in the event of an accident and that accident is determined to be your fault. This insurance will cover the cost of repair any property damage, as well as any related medical bills.
Collision insurance will pay for the repairs to your vehicle, no matter who is at fault in an accident. If your vehicle is totaled, collision insurance will cover the value of your car.
If something happens to your car that isn’t related to an accident with another vehicle — damage from a storm, you hit an animal, or your car is stolen — this type of insurance will cover the cost.
Uninsured/Underinsured Motorist Protection
Though all drivers are supposed to be insured, unfortunately, not all of them always are. If you get into an accident with a driver that isn’t insured or that doesn’t have adequate insurance coverage and they are responsible for the accident, this insurance will protect you financially.
If you are purchasing a new car, these types of car insurance in Anaheim will ensure that you are protected.
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