Defensive Driving 101

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Defensive Driving 101

Are you a defensive driver?  Let’s put it to a test.  The following are a set of questions to determine if you are a defensive driver.  Take note of your answers and let’s analyze if you are indeed a defensive driver.

6 Things You Need to Know About High-Deductible Health Insurance Plans

Recently, a lot of companies started using a high-deductible health insurance plan for their employees, driven by the need to reduce cost. However, paying a smaller premium means your employees may have to be burdened with a higher deductible. Before you decide whether you want to use a high-deductible plan, here are some things to know.

Do I need UMPD coverage?

Your vehicle gets hit by an uninsured motorist or in a worst-case scenario, your car gets hit and run. Now you’re stuck alone with your damaged vehicle. A UMPD coverage will help you in this situation. UMPD stands for Uninsured Motorist Property Damage.