Recently, a lot of companies started using a high-deductible health insurance plan for their employees, driven by the need to reduce cost. However, paying a smaller premium means your employees may have to be burdened with a higher deductible. Before you decide whether you want to use a high-deductible plan, here are some things to know.
A business insurance plan should also have a commercial auto policy under it. If you use vehicles in your business operation, it is important to buy commercial car insurance for your protection. Take a look at some of the considerations below before purchasing your policy.
Winter season comes with sleet, ice, and snow. In fact, both the inside and surroundings of your house are at risk of some winter hazards. The following are some common threats at home during the winter months. We’ve also included effective tips on how to prevent injuries and accidents.
Your vehicle gets hit by an uninsured motorist or in a worst-case scenario, your car gets hit and run. Now you’re stuck alone with your damaged vehicle. A UMPD coverage will help you in this situation. UMPD stands for Uninsured Motorist Property Damage.
Do you consider yourself to be a careful driver? If yes, then we’re glad to hear that. But, it does not mean you and your car is spared from accidents, especially things like windshield damage. Anything can shatter or crack your windshield. A rock can drop from a loaded truck, a vehicle in front of you can send some gravel your way, or a kid can be careless and accidentally throw a rock on your car.