Car Insurance: 5 Signs That You Need A New Quote
Have you been paying a lot for your car insurance but don’t really feel like you’re getting the most out of it? There are many car insurance companies and it can be confusing which one to choose. If you are in doubt about your current car insurance, here are some signs that you need to look for a new one.
1. You are paying more than the average.
There are different average auto insurance premiums in every state. Do some research and find out if you are paying more than the average driver rate for the city that you live in. You might still have a great rate for your situation, but it’s worth checking. If you find out that you are paying more than what you should, it’s time to give us a call to get a quote from a different car insurance company.
2. You just got hitched.
It may seem odd but couples who were recently married may get a discount for their car insurance policy. Research suggests that a young married couple are not commonly involved in car accidents than people who are still single. This is why insurance companies are willing to offer you lower premiums if you decide to get hitched. Give us a call.
3. You’ve got more income.
Most insurance companies consider your finances as part of their approval process. Having a bad credit score may raise your premiums as you come with a higher risk than other clients. If your cashflow took a turn for the better and your credit score improved since you got your insurance policy, you need to check with your company if you get a lower rate.
4. You don’t use your car as much.
Car insurance companies give discounts to policy holders that maintain a low mileage on their cars annually. If you started commuting or carpooling to save money or if you decided to work at home, the rate that you are paying for should also go down.
5. If you’re not updated with car insurance quotes
As a responsible car owner, you need to be updated with the current prices for car insurance at least once a year. If you don’t check new car insurance quotes, you may find yourself missing out on great discounts and savings. There are many factors that affects your premiums and can lower your rate. These factors include the crime rate in the area or the current economy.
Working with an independent agency like ours makes it easy to compare insurance because you can get competing quotes without changing agencies.
No harm will ever come from letting us help you compare different car insurance quotes. In fact, it could help you save a lot of money every year. You can use the money to maintain your car or treat yourself and your family to an annual vacation in another country or use it to renovate your house. Remember, being practical is necessary nowadays especially with inflation rates and high prices for commodities.
At Sameday Insurance, we take pride in making sure our clients are well protected at prices they can afford. To learn more about how we can help you please contact our agency at (888) 750-9775 or Click Here to request a free quote.