Is It Worthwhile to Get Car Insurance to Cover Repairs Not Caused by an Accident?
California car owners are required to have minimum insurance coverage, so if you’re on a budget, your best bet is to shop around and find the best coverage for the lowest price. When it comes to something like car repair insurance, though, you may wonder if you have room in your budget to pay for it — and if it’s worthwhile to begin with. Prioritize car insurance for accidents, but do consider car repair insurance if you think it suits your lifestyle and budget.
Save on Car Insurance
Get cheap California car insurance quotes at Same Day Insurance and you’ll see how much you can save when you ask for the experts to help you find the best coverage for the lowest price. Even if you typically see your car insurance quotes go up due to your gender, age or history of an accident, we can still find you the best possible price. When you pay less for car insurance, you’ll have more money in your budget you can consider putting toward car repair insurance.
Consider the Condition of the Car
The newer your car, the more affordable car repair insurance may be, but the less likely you are to need it. Whatever repair is not covered by a warranty is likely to prove inexpensive — less than it would cost you each month to pay for the insurance. While car insurance for accidents is always necessary regardless of the age of your car, car repair insurance is less necessary for new cars in good shape.
Consider the Deductible
The higher your deductible, the more affordable car repair insurance will be. Consider how much you think you can pay if need be — perhaps $500, $1000 or even as much as $2500 or $5000. That way, you’ll know your repair insurance will guarantee you won’t need to pay more than that any given year, but you also won’t have to pay more than you can afford for it each month.
Same Day Insurance makes shopping for insurance as easy as can be. Buy a car, go online and get your insurance, so you can hit the road the same day with the confidence you’re covered. Consider car repair insurance in the long-term, but don’t feel it’s necessary unless you find coverage for the right price.